Is the Blue Cash Everyday Card from American Express worth a spot in your wallet?
The honest math on the Blue Cash Everyday Card from American Express: which credits you'd actually use, what its points earn beyond a plain 2% card, and what its protections would cost to buy.
American Express · No annual fee · cash back
Earning rates
- 3x US supermarkets (on up to $6,000/yr, then 1%)
- 3x US online retail purchases (on up to $6,000/yr, then 1%)
- 3x US gas stations (on up to $6,000/yr, then 1%)
- 1x Everything else
Statement credits (2)
- $84 Disney Streaming Credit — Up to $7/month back on subscription purchases (including bundle subscriptions) at DisneyPlus.com, Hulu.com, or Stream.ESPN.com US websites.
- $180 Home Chef Credit — Up to $15/month back on Home Chef meal-kit subscription purchases made online at homechef.com/blue-cash-everyday.
Protections and perks (2)
- Purchase Protection — New purchases covered 90 days against theft or accidental damage, up to $1,000 per purchase.
- Car Rental Loss and Damage Insurance — Secondary collision/theft coverage on rentals paid with the card when you decline the counter's CDW — pays after your personal auto policy.
Card data verified against American Express on 2026-08-21.
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