Card Candor — is the annual fee worth it to you?

An honest credit card calculator: everything starts at $0, credits only count if you'd spend the money anyway, points are measured against a 2% baseline, and protections are priced at what they'd cost to buy.

Cards (61)

American Express Classic Green Card — $150/yr
American Express Gold Card — $325/yr
American Express Platinum Card — $895/yr
Amex EveryDay Preferred Credit Card — $95/yr
Apple Card — no annual fee
Atmos Rewards Ascent Visa Signature — $95/yr
Bank of America Customized Cash Rewards — no annual fee
Bank of America Premium Rewards — $95/yr
Bank of America Unlimited Cash Rewards — no annual fee
Bilt Blue Card — no annual fee
Bilt Obsidian Card — $95/yr
Bilt Palladium Card — $495/yr
Blue Cash Everyday Card from American Express — no annual fee
Blue Cash Preferred Card from American Express — $95/yr
Capital One Quicksilver Cash Rewards — no annual fee
Capital One Savor Cash Rewards — no annual fee
Capital One SavorOne Cash Rewards — $39/yr
Capital One Venture — $95/yr
Capital One Venture X — $395/yr
Capital One VentureOne — no annual fee
Chase Freedom Flex — no annual fee
Chase Freedom Unlimited — no annual fee
Chase Sapphire Preferred — $95/yr
Chase Sapphire Reserve — $795/yr
Chase Slate Edge — no annual fee
Citi / AAdvantage Executive World Elite Mastercard — $595/yr
Citi / AAdvantage Platinum Select World Elite Mastercard — $99/yr
Citi Custom Cash — no annual fee
Citi Diamond Preferred — no annual fee
Citi Double Cash — no annual fee
Citi Simplicity — no annual fee
Citi Strata Premier — $95/yr
Delta SkyMiles Gold American Express Card — $150/yr
Delta SkyMiles Platinum American Express Card — $350/yr
Delta SkyMiles Reserve American Express Card — $650/yr
Discover it Cash Back — no annual fee
Hilton Honors American Express Aspire Card — $550/yr
Hilton Honors American Express Card — no annual fee
Hilton Honors American Express Surpass Card — $150/yr
IHG One Rewards Premier Credit Card — $99/yr
JetBlue Plus Card — $99/yr
Marriott Bonvoy Bevy American Express Card — $250/yr
Marriott Bonvoy Boundless — $95/yr
Marriott Bonvoy Brilliant American Express Card — $650/yr
PenFed Pathfinder Rewards Visa Signature Card — $95/yr
Prime Visa — no annual fee
Robinhood Gold Card — $50/yr
Southwest Rapid Rewards Plus — $99/yr
Southwest Rapid Rewards Premier — $149/yr
Southwest Rapid Rewards Priority — $229/yr
U.S. Bank Altitude Connect Visa Signature Card — no annual fee
U.S. Bank Altitude Go Visa Signature Card — no annual fee
U.S. Bank Altitude Reserve Visa Infinite Card — $400/yr
United Club Infinite Card — $695/yr
United Explorer Card — $150/yr
United Quest Card — $350/yr
Wells Fargo Active Cash Card — no annual fee
Wells Fargo Autograph Card — no annual fee
Wells Fargo Autograph Journey Card — $95/yr
Wells Fargo Reflect Card — no annual fee
World of Hyatt Credit Card — $95/yr

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