Is the Citi Double Cash worth a spot in your wallet?
The honest math on the Citi Double Cash: which credits you'd actually use, what its points earn beyond a plain 2% card, and what its protections would cost to buy.
Citi · No annual fee · earns Citi ThankYou Points
Earning rates
- 5x Hotels, car rentals & attractions via Citi Travel
- 2x Everything (1% when you buy + 1% as you pay)
Protections and perks (1)
- Extended Warranty — Extends the manufacturer's warranty on eligible purchases by up to 24 months.
Card data verified against Citi on 2026-08-20.
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